RESIDENTIAL MORTGAGES

Residential Mortgage

Buying a New Home – Need a Residential Mortgage

There are so many lenders in the residential mortgage market, it can be a time consuming and confusing process. Financial Service Solutions Ltd uses state of the art technology that is updated daily with lenders residential mortgage deals, special offers and criteria.  Some mortgage deals are only available to intermediaries and members of the public cannot access these products.  We would complete a full Fact Find before we discuss and give you advice on your mortgage.  

Buying a home is the largest purchase you’re likely to make.  Before you arrange your mortgage, make sure you know what you can afford to borrow, we would work with you on this as part of the Fact Find.  We would source your residential mortgage from the whole market using state of the art technology.

Mortgage in Principle

We can arrange a ‘mortgage in principle’ from a lender for you.  This is a  good way to find out how much you might be able to get before you make a full mortgage application.  By having this sort of agreement, you can start house-hunting and help prove to estate agents and sellers that you are serious about buying.

What type of Mortgage do you need?

Here are some of the things you may want to consider when you sit down with our broker.  What kind of rate – fixed rate, if so for how long; variable rate; tracker rate – this normally tracks the Bank of England rate.  How long would you like the term? Many lenders are now lending into retirement.  

We will give you expert, personalised mortgage advice for your specific circumstances.  Also, feel free to download any of our Fact Sheets that could help you with making your decision.  

Mortgages

PLEASE MAKE BORROWING DECISIONS CAREFULLY, YOUR HOME OR ANY OTHER PROPERTY OR ASSET OFFERED AS SECURITY FOR A LOAN OR MORTGAGE MAY BE AT RISK OF REPOSSESSION IF YOU CANNOT KEEP UP THE AGREED PAYMENTS